ChoiceOne Financial Services, Inc.COFS
Financials
$34.36▴ 0.59%
End-of-day close · 2026-08-06
What most investors miss

Trends, drivers and alerts — the full picture.

Profit → Cash
$0.68cash per $1 profit
Watch

A meaningful slice of reported profit is not turning into cash.

Valuation
20th pctvs its own history
Cheap

Its valuation sits in the cheaper end of its own recent range.

Revenue growth
+31.7%year over year
Strong

Revenue is growing strongly year over year.

Leverage
Not enough data yet

Term-debt data is not available for this company.

More coming: dilution / share-count creep.

Fair value
Undervalued
Trading about 7% below our fair-value range

A cash-flow (DCF) estimate cross-checked against peer multiples.

✦ The read

ChoiceOne Financial Services, Inc. turns 68¢ of every reported profit-dollar into real cash. A meaningful slice of reported profit is not turning into cash. Revenue is growing strongly year over year. Its valuation sits in the cheaper end of its own recent range.

Key numbers
Valuation
EPS (TTM)$3.74
TTM (trailing 12 months, through fiscal Q1 FY2026)
Profitability
Net margin43.0%
TTM (trailing 12 months, through fiscal Q1 FY2026)
Size
Revenue (TTM)$129.67M
TTM (trailing 12 months, through fiscal Q1 FY2026)
🔒 Watchlist alerts — get notified when a signal turnsPro

Signals and key numbers are from the fiscal Q1 FY2026 filing. Price freshness: end-of-day close on Free, 15-min delayed on Pro.