SoFi Technologies, Inc. SOFI
Financials
$18.10▾ 0.82%
End-of-day close · 2026-08-06
What most investors miss

Trends, drivers and alerts — the full picture.

Profit → Cash
$-10.54cash per $1 profit
Weak

Much of its reported profit is not backed by operating cash.

Valuation
39th pctvs its own history
Fair

Its valuation is around the middle of its own recent range.

Revenue growth
-7.8%year over year
Weak

Revenue is contracting year over year.

Leverage
Not enough data yet

Term-debt data is not available for this company.

More coming: dilution / share-count creep.

Fair value
Overvalued
Trading about 110% above our fair-value range

A cash-flow (DCF) estimate cross-checked against peer multiples.

✦ The read

SoFi Technologies, Inc. turns -1054¢ of every reported profit-dollar into real cash. Much of its reported profit is not backed by operating cash. Revenue is contracting year over year. Its valuation is around the middle of its own recent range.

Key numbers
Valuation
EPS (TTM)$0.45
TTM (trailing 12 months, through fiscal Q1 FY2026)
Profitability
Net margin94.8%
TTM (trailing 12 months, through fiscal Q1 FY2026)
Size
Revenue (TTM)$608.48M
TTM (trailing 12 months, through fiscal Q1 FY2026)
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Recent news
Sentiment · last 30 days14 articles
6 bullish6 neutral2 bearish

Signals and key numbers are from the fiscal Q1 FY2026 filing. Price freshness: end-of-day close on Free, 15-min delayed on Pro.