$29.71▾ 1.62%
End-of-day close · 2026-08-06
What most investors miss
Trends, drivers and alerts — the full picture.
Profit → Cash
$-4.71cash per $1 profit
Weak
Much of its reported profit is not backed by operating cash.
Valuation
Not enough data yet
Not enough valuation history to place this in context.
Revenue growth
+41.8%year over year
Decelerating
Still growing fast, but the pace has been easing.
Leverage
Not enough data yet
Term-debt data is not available for this company.
More coming: dilution / share-count creep.
Fair value
Overvalued
Trading about 284% above our fair-value range
A cash-flow (DCF) estimate cross-checked against peer multiples.
✦ The read
Upstart Holdings, Inc. turns -471¢ of every reported profit-dollar into real cash. Much of its reported profit is not backed by operating cash. Still growing fast, but the pace has been easing.
Key numbers
Valuation
EPS (TTM)$0.49
TTM (trailing 12 months, through fiscal Q2 FY2026)
Profitability
Net margin4.8%
TTM (trailing 12 months, through fiscal Q2 FY2026)
Size
Revenue (TTM)$1.25B
TTM (trailing 12 months, through fiscal Q2 FY2026)
Recent news
Sentiment · last 30 days1 article
1 bullish0 neutral0 bearish
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Signals and key numbers are from the fiscal Q2 FY2026 filing. Price freshness: end-of-day close on Free, 15-min delayed on Pro.