$20.88▾ 0.36%
End-of-day close · 2026-08-06
What most investors miss
Trends, drivers and alerts — the full picture.
Profit → Cash
$-0.11cash per $1 profit
Weak
Much of its reported profit is not backed by operating cash.
Valuation
59th pctvs its own history
Fair
Its valuation is around the middle of its own recent range.
Revenue growth
+4.5%year over year
Watch
Revenue growth has flattened.
Leverage
Lowdebt to assets
Healthy
A modest, well-covered debt load.
More coming: dilution / share-count creep.
Fair value
Fairly valued
Trading right around our fair-value range
A cash-flow (DCF) estimate cross-checked against peer multiples.
✦ The read
Waterstone Financial, Inc. turns -11¢ of every reported profit-dollar into real cash. Much of its reported profit is not backed by operating cash. Revenue growth has flattened. Its valuation is around the middle of its own recent range. A modest, well-covered debt load.
Key numbers
Valuation
EPS (TTM)$1.66
TTM (trailing 12 months, through fiscal Q1 FY2026)
Profitability
Net margin25.0%
TTM (trailing 12 months, through fiscal Q1 FY2026)
Size
Revenue (TTM)$117.37M
TTM (trailing 12 months, through fiscal Q1 FY2026)
Signals and key numbers are from the fiscal Q1 FY2026 filing. Price freshness: end-of-day close on Free, 15-min delayed on Pro.